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Petplan Dog Insurance Policies


At Petplan we’ve made it very easy to find the right dog insurance policy. We offer two types of cover packed with extensive benefits. The first is our lifetime cover option, providing the peace of mind for ongoing cover, right into the old age of your pet. The second is our time-limited 12 month policy. Read on to find out more.

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Helping to make your choice easier

Finding the right pet insurance policy to suit your pet and your pocket can be both confusing and time consuming. As the UK’s leading dog insurance provider we cater to the needs of all dog owners and that is reflected by our policy options: Covered For Life™ and Petplan Essential.

What is Covered For Life™?

This is our most popular policy and is promoted by 9 out of 10 vets. Our Covered for Life plan will cover you against the ongoing costs of treating lifetime and chronic conditions.

To offer you greater flexibility there are different tiers of Covered For Life options – Classic with vet fees cover of up to £4,000 or £7,000 per year and Ultimate with up to £12,000 vet fees per year. Over 90% of our customers renew their Covered for Life dog insurance policies each year thanks to the on-going benefits which are instantly topped back up at the point of renewal.

Both policies offer a host of valuable benefits as standard including Third Party Liability cover, complementary treatment, should your dog require specialist care such as hydrotherapy and advertising and reward. Take a look at the table below to see exactly what is covered under our plans.

What is Petplan Essential?

Petplan Essential is our time-limited policy designed for owners either of older dogs (which may not be eligible for a Covered For Life policy) or those looking to insure with us but under a budget-conscious option. The policy gives you many of the valuable benefits to cover the treatment costs of lots short-term issues, including £3,000 of vet fees cover and £500 of complementary treatment.

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Our available policies

12 Months Essential

12 Months

This policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12-month cover from the UK’s favourite dog insurance provider.

Find out more >         Get a Quote >

Covered4Life Classic

Covered4Life

Our most popular plan providing comprehensive Covered For Life™ dog insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it’s for life.

Find out more >         Get a Quote >

Covered4Life Ultimate

Covered4Life

The most comprehensive dog insurance policy available from Petplan, this
Covered For Life™ plan offers first-class protection for you and your dog. It’s the ultimate in cover when nothing but the best will do.

Find out more >         Get a Quote >

Excesses:

If you need to make a claim for Veterinary Fees or Complementary Treatment, you will pay an excess for the cost of treating each illness or injury. More >

Policy Benefits:

Unless otherwise indicated, the figures shown are the maximum amount that may be paid in each policy year.

Take a look at the following table which shows the different benefit levels of Petplan dog insurance? Please also take the time to read the full Terms and Conditions so that you understand all of the benefits, limitations and any exclusions.

 

12 Months Essential

Covered4Life Classic

Covered4Life Ultimate

Covered For Life™
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Veterinary Fees
£3,000 per
condition for 12 months
£4,000 or £7,000
per year
£12,000
per year
Complementary
Treatment
£500 per
condition for 12 months
£1,000
per year
£2,000
per year
Third Party Liability
£1 million
per incident
£2 million
per incident
£3 million
per incident
Death from Illness
(optional extra)
£1,000
per pet
£1,500
per pet
£2,000
per pet
Death from Injury
(optional extra)
£1,000
per pet
£1,500
per pet
£2,000
per pet
Boarding Fees
£1,000 £1,500 £2,000
Advertising & Reward
£1,000 £1,500 £2,000
Loss by Theft
or Straying
£1,000 £1,500 £2,000
Holiday Cancellation
£1,000 £1,500 £2,000
Quarantine Expenses
& Loss of Documents
£1,000 £1,500 £1,500
Emergency
Repatriation
£500 £500 £500
Multi-pet Discount
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Pet Owner Support
Package
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Pet Bereavement
Helpline
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Legal Helpline
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* Terms, conditions and excesses apply, and may be varied at renewal

Don’t leave your dog without the cover it deserves, take out your policy online
and receive a 10% discount today!