Lifetime or time-limited cover

We understand that you will have different requirements from your pet insurance policy. The type of plan you choose may depend on your budget, the type of pet you own or the amount of vet fees cover you think you may need. One of the most important considerations when choosing pet insurance is whether you want a lifetime policy that will provide cover for long-term and recurring conditions.

On the subsequent pages we have provided information about each of our insurance plans and have explained the difference between our Covered for Life and Pet Value products. If you would like further information about the difference between our policies, please click on the link to watch our informative video

Covered for Life – Lifetime pet insurance

Whether you choose the Budget or Supreme Plan you can be assured that our lifetime pet insurance will provide a broad range of cover for you and your pet. As one of only a small number of providers that offer a genuine lifetime pet insurance policy* our Covered for Life policies are designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness.

If you own a pedigree dog, cat or rabbit then it is important to be aware of the long-term illnesses and conditions that your breed is prone to. Such conditions may include arthritis or diabetes and would need treating by a vet over a long period of time, often for life. With the ongoing cost of veterinary treatment potentially running into hundreds or even thousands of pounds each year, our lifetime policy will give you that much needed peace of mind that your pet will be covered throughout his/her lifetime, as long as you renew each year.

*Defaqto 2010

Pet Value – A time-limited policy

Our Pet Value policy offers you valuable protection for a limited period after an injury or illness that requires vet treatment. Pet Value provides up to £3,000 vet fees cover for each illness or injury for up to 12 months from when the problem was first noticed. If your pet requires behavioural treatment or physiotherapy, our Pet Value plan will cover the cost up to your vet fees maximum benefit.* Our time-limited policy also offers essential cover for older pets and with no upper age limit at policy inception, is a popular product for owners concerned about the conditions that their pets may be susceptible to during old age.

*Treatment must be carried out by your vet.

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