If you buy your insurance through the Petplan website, you will get at least 10% off your premium for your first year. We also offer a multi-pet discount so if you insure more than one of your animal family with us, you can save £12 per pet, per year.

If you received 4 weeks free Petplan insurance from your vet, breeder or an animal rehoming centre you will receive an additional month free if you continue your cover before your temporary insurance expires.

You can insure a cat, dog or rabbit from the time they are 6 weeks old.

If you want to take out our Covered For Life^Ⓡ policy, you need to do so before your pet reaches a certain age. This is 10 years old for cats, 8 years old for most breeds of dogs (for certain breeds this can be up to 5 years old) and 5 years old for rabbits.

For dogs and cats that are older than the above limits, you can still take out our Petplan Essential policy, which has no upper age limit.

With Petplan you can cancel your cover at any time with no additional fees. Both our Covered For Life and Time Limited policies renew each year so being covered for life doesn't mean that you are tied in for life.

It is worth noting that many policies do not provide cover for pre-existing conditions so if you do cancel your policy you may not be able to get cover elsewhere for any illnesses or injuries your pet has already suffered.

We know that pet health is complex. For this reason we underwrite all policies at the start of cover and will confirm whether any pre-existing conditions your pet has will be covered by your policy or not. You may have seen specific pre-existing condition policies being offered by other insurers, but it’s worth checking the cover provided because in some instances you would actually have more cover for a pre-existing condition on your standard policy.

When you take out a policy with us, you must tell us about any previous or existing conditions, illnesses or injuries, and we will then confirm whether we can provide cover for these on a case-by-case basis. We may tell you that we can only insure a condition when your pet has been free from it for a certain amount of time, for example.

We will be transparent about what is and isn’t covered, and will include this information in your Certificate of Insurance and terms and conditions.

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Since 2016, all dogs have been required by law to be microchipped by the time they are eight weeks old. Cats are not required to have a microchip, but many owners still choose to do so.

Microchipping is a simple procedure that can be done at the vets or a rescue centre among other places. It takes seconds, and usually costs between £10 and £30.

The main benefit of chipping your pet is that it can help you be reunited more easily if they go missing. Chips are scanned using a special device which will show the person scanning it how to get in contact with you. It is important that you keep your details up to date – this can usually be done online via the website of the database company your pet is registered with.