Vets like myself always want to offer families the best possible care options for their animal friend. But the reality is that your ability to pay for the best care might influence the choices you need to make for them – it often comes down to the cover offered by your pet insurance.

There are now a number of different types of pet insurance on the market and the care and costs they cover varies dramatically. I regularly discover families can be unaware of what their policy does and does not cover. The result can mean that I can’t go ahead with the most optimal treatment– with all the distress that entails for both pet and parent.

Here are three simple questions that I believe every family should ask of their pet insurer before they buy a policy:

1. Are there any additional limits within the vet bills cover?
2. Do you cover the cost of dental illness and injury?
3. Will I pay more for subsequent premiums if I claim?

Vets try to do the best for their patients all of the time, but there is no question that restrictive cover can impact the care some families can afford for their pet. Asking these three questions when choosing your pet insurance - and using the answers to compare the quality of the veterinary care the policy covers – will help vets like myself do the very best for your animal friend.