Cat And Kitten Insurance
Giving a kitten or cat a new home is one of the most exciting and rewarding commitments you can make and has positive benefits for every member of the family.
Younger cats are typically more at risk during the formative months as they learn about their new surroundings and establish their boundaries. Most owners will agree that a cat’s inquisitive nature can sometimes lead them into the occasional scrape and the costs of veterinary treatment to get them back to full health can easily escalate. With a Petplan insurance policy owners can take a back seat and enjoy a wide range of benefits for their ‘four legged friend’.
Is insurance really necessary?
Advances in veterinary medicine have given vets access to new diagnostic procedures to help treat our animals when needed. This is good news for the welfare of our much loved kittens and cats but the costs of diagnosis alone can quickly run into many hundreds of pounds.
Kitten insurance policies will provide cover from the tender age of just 8 weeks (or 6 weeks if re-homed or purchased from an approved Petplan breeder) which can be a vulnerable time for your kitten. Whether you've just introduced your kitten into their new surroundings or they're a few months into finding their feet, your policy can help cover the cost of treatment if things go wrong.
What is Covered For Life™?
As the Pet People we understand that owners may have different requirements from their cat and kitten insurance policies and so we have developed two levels of ‘genuine’ lifetime cover to offer you greater flexibility. Covered For Life™ is a type of policy that provides ongoing cover to protect you against the costs of treatment for long-term illnesses and conditions. With annual vet fees that renew each year the policy is in force and a wealth of other benefits, we are sure you can find a policy to suit your needs.
Cat insurance with up to £12,000 vet fees cover
Our comprehensive Petplan Ultimate insurance policy provides up to £12,000 of vet fees per year and offers cover for complementary treatment such as hydrotherapy and acupuncture of up to £2,000 per year. If your cat or kitten goes missing, this plan will help cover the cost of advertising and reward for it’s safe return. Petplan will also contribute to the cost of boarding your cat at a licensed cattery while you are in hospital for unexpected visits during the policy year.
Petplan Essential Insurance
Petplan Essential has been designed for cat and kitten owners who require assistance to cover the cost of veterinary fees to treat injuries or short-term illnesses. This policy covers up to £3,000 per condition for a period of 12 months, following the condition first being noticed. Unlike some other 12-month cat insurance policies, should your vet recommend treatment for behavioural-related conditions or specialist treatment such as physiotherapy our Essential plan will provide you with the cover you need - as long as the vet carries out the treatment.
Your available policies
12 Months Essential
This policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12-month cover from the UK’s favourite pet insurance provider.
Covered4Life Classic
Our most popular plan providing comprehensive Covered For Life™ pet insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it’s for life.
Covered4Life Ultimate
The most comprehensive pet insurance policy available from Petplan, this Covered For Life™ plan offers first-class protection for you and your pet. It’s the ultimate in cover when nothing but the best will do.
Excesses:
If you need to make a claim for Veterinary Fees or Complementary Treatment, you will pay an excess for the cost of treating each illness or injury. Your excess will vary on the product you choose, where you live and the breed and age of your pet. For further details, please either take out a quote, or refer to the Terms and Conditions. More >
Policy Benefits:
Unless otherwise indicated, the figures shown are the maximum amount that may be paid in each policy year.
Take a look at the following table which shows the benefit levels of our cat and kitten insurance. Please also take the time to read the full Terms and Conditions so that you understand all of the benefits and limitations.
12 Months Essential |
Covered4Life Classic |
Covered4Life Ultimate |
Covered For Life™
Covered For Life™policies offer the most comprehensive cover and are designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness such as arthritis or eczema. |
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Veterinary Fees
Veterinary FeesCover to help pay for the cost of veterinary treatment following an illness or injury. |
£3,000 per condition for 12 months |
£4,000 or £7,000 per year |
£12,000 per year |
Complementary
Treatment Complementary TreatmentComplementary Treatment covers acupuncture and homeopathy when carried out by a vet, herbal medicine when prescribed by a member of a veterinary practice, and chiropractic manipulation, hydrotherapy and osteopathy when recommended by a vet and carried out by a member of a veterinary practice or one of our accepted associations. |
£500 per condition for 12 months |
£1,000 per year |
£2,000 per year |
Death from Illness
Death from IllnessCover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an illness. This benefit is optional for Petplan Essential and Petplan Classic policies. |
£1,000 optional extra |
£1,500 optional extra |
£2,000 |
Death from Injury
Death from InjuryCover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an injury. This benefit is optional for Petplan Essential and Petplan Classic policies. |
£1,000 optional extra |
£1,500 optional extra |
£2,000 |
Boarding Fees
Boarding FeesCover towards the cost of boarding your pet at a licensed boarding establishment, or a contribution towards the cost of someone looking after your pet whilst you are in hospital. |
£1,000 | £1,500 | £2,000 |
Advertising & Reward
Advertising & RewardIf your pet is stolen or goes missing, we provide cover towards the cost of advertising the loss of your pet as well as a reward to get your pet back. |
£1,000 | £1,500 | £2,000 |
Loss by Theft
or Straying Loss by Theft or StrayingCover up to the purchase price of your pet in the event your pet gets lost from theft or straying, is not recovered or does not return. |
£1,000 | £1,500 | £2,000 |
Holiday Cancellation
Holiday CancellationCover for travel and accommodation in the event you cancel or cut short your holiday due to the illness or injury of your pet. |
£1,000 | £1,500 | £2,000 |
Quarantine Expenses
& Loss of Documents Quarantine Expenses & Loss of DocumentsIn the event your pet is ill whilst abroad or you lose your pet's travel documentation, we will provide cover towards the cost of quarantine and the cost of obtaining duplicate travel documents. |
£1,000 | £1,500 | £1,500 |
Emergency
Repatriation Emergency RepatriationShould your pet pass away or become ill or injured during a trip, we will provide cover towards the cost of making special arrangements to get your pet home. |
£500 | £500 | £500 |
Multi-pet Discount
Multi-pet DiscountIf you have two or more pets you are entitled to a Multi-Pet Discount. So for each pet you insure, you will benefit from a discount of £12 per year. |
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Pet Owner Support
Package Pet Owner Support PackageAs a Petplan customer you benefit from a number of helpful resources; from pet care advice, to some great customer-only offers to help you save money day to day. |
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Pet Bereavement
Helpline Pet Bereavement HelplineRun by The Blue Cross and Society for Companion Animal Studies the Pet Bereavement Helpline provides emotional support and information for pet owners suffering following the loss of a pet. |
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Legal Helpline |
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* Terms, conditions and excesses apply, and may be varied at renewal
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