Our Claims Pricing Guarantee

Our pricing approach that is different to most other pet insurance providers. Prices do increase every year, due to the risk of illness as pets get older and the cost of vet bills increasing over time, but you'll never pay more for claiming on your policy.

For example, if two neighbours bought a dog from the same litter – same age, breed, sex and postcode - both owners would start off paying the same price. With Petplan, if one owner claimed and the other didn’t, both owners would continue to pay the same price.

With most other pet insurance policies, the owners would start off paying the same price, but the insurer would increase the price for the owner that had made a claim.

We guarantee that we’ll never charge you more for claiming. Your price will increase every year as your pet gets older, but with Petplan you won’t pay more for claiming. In fact, if your pet needs treatment we want you to claim. Our pricing approach is different to most other pet insurance providers, and one of the reasons why over 90% of Petplan customers renew each year.
Your premium will increase every year. This is due to a number of factors, such as the greater risk of illness as your pet gets older, and the cost of vet bills increasing over time. Your premium could rise significantly but our Claims Pricing Guarantee means that we’ll never charge you more for claiming.
Just like their feline friends, dogs need proper care when they're ill or injured. It's sensible to plan ahead and get pet insurance to help cover the cost if your dog needs veterinary attention.
Just like their canine counterparts, cats need proper care if sick or injured. It's sensible to plan ahead and get pet insurance to help cover the cost if your cat does need treatment.
Rabbits may be small, but their vet bills can still accumulate. Petplan's Rabbit Plan provides £4,000 every year to help with vet bills helping you cover the cost of care for your pet.
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Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc. Fitz All Media Limited is an Appointed Representative of Pet Plan Limited.