When you first bring home a new pet, the thought that they might have an accident or get ill doesn’t even cross your mind. Whether you have a young puppy or kitten, or you’ve chosen to rehome an older pet, the first few weeks of getting to know each other are a lot of fun. But pets are unpredictable, and an illness or injury can happen at any time. That’s why it’s best to insure your pet as soon as you can.
If your pet develops an illness or gets injured before it is insured, you will need to pick up any bills yourself. In addition, you may find your breadth of cover limited or face higher premiums in future. This is because many insurers will not cover your pet for conditions they already have when you take out a new plan.