Petplan Dog and Puppy Insurance
For pet people there are few commitments more rewarding and exciting than giving a puppy or dog a new home.
Dogs, and puppies in particular are renowned for their mischievous and inquisitive nature which can result in accidents - so it is important to have your policy in place from the outset of ownership.
Is insurance really necessary?
Our experience shows that 1 in 3 pets require unexpected veterinary treatment each year and younger dogs are particularly vulnerable as they need time to adjust to their new surroundings. Unfortunately this increased risk sometimes ends with an impromptu trip to the vet so it is never too early to buy your puppy insurance policy.
With extensive developments in veterinary science vets now have a variety of different diagnostic techniques at their disposal. However, advanced methods can come at a cost and just diagnosing a condition can quickly run into many hundreds of pounds.
If you have just purchased or re-homed a puppy then Petplan offers cover from the age of just 8 weeks (or 6 weeks or if re-homed from an approved Petplan breeder). Whether you’ve just introduced your puppy into the family home, or they're a few months into finding their feet, our dog insurance policy can help cover the cost of veterinary treatment when things go wrong.
What is Covered For Life™?
Covered For Life™ is a type of policy that provides ongoing cover to protect you against the costs of treatment for long-term illnesses and conditions. At Petplan we offer two lifetime dog insurance policies – Classic with vet fees cover of up to £4,000 or £7,000 per year and Ultimate with up to £12,000 vet fees per year.
Both Classic and Ultimate policies offer a host of valuable benefits as standard including Third Party Liability cover, advertising and reward and complementary treatment should your dog require specialist care.
Petplan Essential
Petplan Essential has been designed for owners looking for great value dog insurance to help cover the high cost of veterinary fees to treat injuries or short-term illnesses. Our Essential plan covers up to £3,000 of vet fees per condition for a period of 12 months from the date the condition was first noticed. In addition to vet fees it provides important benefits such as Third Party Liability, advertising and reward and holiday cancellation.
Your available policies
12 Months Essential
This policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12-month cover from the UK’s favourite pet insurance provider.
Covered4Life Classic
Our most popular plan providing comprehensive Covered For Life™ pet insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it’s for life.
Covered4Life Ultimate
The most comprehensive pet insurance policy available from Petplan, this Covered For Life™ plan offers first-class protection for you and your pet. It’s the ultimate in cover when nothing but the best will do.
Excesses:
If you need to make a claim for Veterinary Fees or Complementary Treatment, you will pay an excess for the cost of treating each illness or injury. Your excess will vary on the product you choose, where you live and the breed and age of your pet. For further details, please either take out a quote, or refer to the Terms and Conditions. More >
Policy Benefits:
Unless otherwise indicated, the figures shown are the maximum amount that may be paid in each policy year.
Take a look at the following table which shows the different benefit levels of Petplan dog and puppy insurance? Please also take the time to read the full Terms and Conditions so that you understand all of the benefits, limitations and any exclusions.
12 Months Essential |
Covered4Life Classic |
Covered4Life Ultimate |
Covered For Life™
Covered For Life™policies offer the most comprehensive cover and are designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness such as arthritis or eczema. |
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Veterinary Fees
Veterinary FeesCover to help pay for the cost of veterinary treatment following an illness or injury. |
£3,000 per condition for 12 months |
£4,000 or £7,000 per year |
£12,000 per year |
Complementary
Treatment Complementary TreatmentComplementary Treatment covers acupuncture and homeopathy when carried out by a vet, herbal medicine when prescribed by a member of a veterinary practice, and chiropractic manipulation, hydrotherapy and osteopathy when recommended by a vet and carried out by a member of a veterinary practice or one of our accepted associations. |
£500 per condition for 12 months |
£1,000 per year |
£2,000 per year |
Third Party Liability
Third Party LiabilityUp to £3million Third Party Liability cover if your dog causes accidents, injury or damages to a person or their property. |
£1 million per incident |
£2 million per incident |
£3 million per incident |
Death from Illness
Death from IllnessCover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an illness. This benefit is optional for Petplan Essential and Petplan Classic policies. |
£1,000 optional extra |
£1,500 optional extra |
£2,000 |
Death from Injury
Death from InjuryCover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an injury. This benefit is optional for Petplan Essential and Petplan Classic policies. |
£1,000 optional extra |
£1,500 optional extra |
£2,000 |
Boarding Fees
Boarding FeesCover towards the cost of boarding your pet at a licensed boarding establishment, or a contribution towards the cost of someone looking after your pet whilst you are in hospital. |
£1,000 | £1,500 | £2,000 |
Advertising & Reward
Advertising & RewardIf your pet is stolen or goes missing, we provide cover towards the cost of advertising the loss of your pet as well as a reward to get your pet back. |
£1,000 | £1,500 | £2,000 |
Loss by Theft
or Straying Loss by Theft or StrayingCover up to the purchase price of your pet in the event your pet gets lost from theft or straying, is not recovered or does not return. |
£1,000 | £1,500 | £2,000 |
Holiday Cancellation
Holiday CancellationCover for travel and accommodation in the event you cancel or cut short your holiday due to the illness or injury of your pet. |
£1,000 | £1,500 | £2,000 |
Quarantine Expenses
& Loss of Documents Quarantine Expenses & Loss of DocumentsIn the event your pet is ill whilst abroad or you lose your pet's travel documentation, we will provide cover towards the cost of quarantine and the cost of obtaining duplicate travel documents. |
£1,000 | £1,500 | £1,500 |
Emergency
Repatriation Emergency RepatriationShould your pet pass away or become ill or injured during a trip, we will provide cover towards the cost of making special arrangements to get your pet home. |
£500 | £500 | £500 |
Multi-pet Discount
Multi-pet DiscountIf you have two or more pets you are entitled to a Multi-Pet Discount. So for each pet you insure, you will benefit from a discount of £12 per year. |
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Pet Owner Support
Package Pet Owner Support PackageAs a Petplan customer you benefit from a number of helpful resources; from pet care advice, to some great customer-only offers to help you save money day to day. |
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Pet Bereavement
Helpline Pet Bereavement HelplineRun by The Blue Cross and Society for Companion Animal Studies the Pet Bereavement Helpline provides emotional support and information for pet owners suffering following the loss of a pet. |
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Legal Helpline |
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* Terms, conditions and excesses apply, and may be varied at renewal
Don’t leave your dog without the cover it deserves take out your policy online
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