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Get 10% off your first year's premium when you take out a Petplan insurance policy for your dog, cat or rabbit on the website today

Dog Insurance

For a lifetime policy, choose one of our Covered for Life products.

Covered for Life policies are designed for dog owners worried about their pet developing a long-term illness, like arthritis or eczema, and our plan provides up to £12,000 of vet fees cover each year. Our lifetime policies also offer cover for complementary treatment such as acupuncture and homeopathy and will also pay up to £1,000 for the advertising and reward costs if your beloved dog goes missing. As well as a range of other benefits, our dog insurance plan will also offer up to £3 million of Third Party Liability cover.

Petplan Essential is designed for dog owners who want cover to provide help with the initial high cost of veterinary treatment.

In addition to covering vet fees up to £3,000 per illness or injury, for up to 12 months, Petplan Essential will provide Third Party Liability insurance if property is damaged, or someone is injured or dies as a result of an incident involving your dog.

Take a look at the following table which shows how the benefit levels for each dog insurance policy compare. Please also take the time to read the full Terms and Conditions of the policies so that you understand all of the benefits and limitations.

  12 Months Essential Covered4Life Classic Covered4Life Ultimate
Summary This policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that's right for you. Our Essential plan provides 12-month cover from the UK's favourite pet insurance provider. Our most popular plan providing comprehensive Covered for Life pet insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it's for life. The most comprehensive pet insurance policy available from Petplan, this Covered for Life plan offers first-class protection for you and your pet. It's the ultimate in cover when nothing but the best will do.
  More information >> More information >> More information >>
Excesses: If you need to make a claim for Veterinary Fees or Complementary Treatment, you will pay an excess for the cost of treating each illness or injury. More information
Policy Benefits: Unless otherwise indicated, the figures shown are the maximum amount that may be paid in each policy year.
Covered for Life
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Veterinary Fees
£3,000 per
condition for 12 months
£4,000 or £7,000
per year
£12,000
per year
Complementary
Treatment
£500 per
condition for 12 months
£1,000
per year
£2,000
per year
Third Party Liability
£1 million
per incident
£2 million
per incident
£3 million
per incident
Death from Illness
£1,000
optional extra
£1,500
optional extra
£2,000
Death from Injury
£1,000
optional extra
£1,500
optional extra
£2,000
Boarding Fees
£1,000 £1,500 £2,000
Advertising & Reward
£1,000 £1,500 £2,000
Loss by Theft
or Straying
£1,000 £1,500 £2,000
Holiday Cancellation
£1,000 £1,500 £2,000
Quarantine Expenses
& Loss of Documents
£1,000 £1,500 £1,500
Emergency
Repatriation
£500 £500 £500
Multi-pet Discount
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Pet Owner Support
Package
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Pet Bereavement
Helpline
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Legal Helpline
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* Terms, conditions and excesses apply, and may be varied at renewal

For more information

Download full Terms and Conditions for Covered for Life (PDF, 350 KB)

Download full Terms and Conditions for Petplan Essential (PDF, 750 KB)

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