Login/Register
Login/Register
10% off your first year - discount automatically applied


Help with vet bills from the UK's No. 1 pet insurer

 
  • We pay 97% of claims 
  • We'll never charge you more for claiming
  • We can pay your vet directly so you don't have to find the money first
Which? best buy dog insurance - Petplan Covered For Life® Plan
Best Buy - Dog Covered For Life®
£7k & £12k Plan
Which? best buy cat insurance - Petplan Covered For Life® Plan
Best Buy - Cat Covered For Life®
£7k & £12k Plan
SA Feefo Platinum Trusted Service 2025 logo
Petplan, Feefo Platinum Trusted Service 
defaqto 5 star – Petplan Covered For Life® Plan only (Dog & Cat)
Defaqto - 5 stars for Dog & Cat Covered For Life® plans
Trustpilot
Based on 19,151 reviews.
Correct as of April 2025
Customer reviews

Pet insurance FAQs

Did you know, you are more likely to claim on your pet insurance than your home or motor policy? You might think that if your pet isn’t the active type you don’t need insurance – but getting ill is actually much more common than getting injured. Insuring your pet allows you to focus on getting your pet back to good health and with a comprehensive policy you can be confident you'll have help with vet fees.
Pet insurance is designed to provide help with vet bills if an unexpected injury or illness occurs. This means that routine, preventative or elective care of your pet, such as vaccination and neutering is not generally covered under a pet insurance policy. This is similar to how your car insurance generally does not cover routine services, tyre care or registration fees. However, these procedures are important parts of responsible pet ownership and should be taken into account when considering your pet care budget.
For over 45 years, Petplan has helped millions of pets through illness and injury. Today, we’re still the UK’s No. 1 pet insurer, insuring over 1.3 million pets. If you are seeking pet insurance from the specialists, then look no further. Whether it’s settling a claim quickly, paying your vet directly or finding the right cover for you, we try to make insuring your pet as easy as possible. Plus, we don’t directly increase your premium because you’ve made a claim.

Dog insurance 

  • Help with the cost of vet bills cover up to £12,000 per year
  • Legal Liability cover up to £2million per year
  • Behavioural conditions and pet therapies covered as standard.
  • Dental injury & illness covered as standard provided your pet has an annual dental check up and any recommended treatment is carried out within 6 months. 
Learn more

Cat insurance 

  • Help with the cost of vet bills cover up to £12,000 per year
  • Behavioural conditions and pet therapies covered as standard
  • Dental injury & illness covered as standard provided your pet has an annual dental check up and any recommended treatment is carried out within 6 months. 
Learn more

Rabbit insurance 

  • £4,000 vet bills cover per year.
  • Behavioural conditions and pet therapies covered as standard.
  • Dental injury & illness covered as standard provided your pet has an annual dental check up and any recommended treatment is carried out within 6 months. 
Learn more

Our policies cover things some other policies don't

We always offer these things as standard:

Icon of a dog's joint, representing physiotherapy cover.
Physiotherapy

Physiotherapy & pet therapies

Along with physiotherapy, which is covered within the Vet Bills benefit, we also cover Pet Therapies like herbal medicine, homeopathy and acupuncture. You can also claim for hydrotherapy, up to £500 per illness/injury in dogs and cats (no additional limit for rabbits).
icon of a dog's tooth representing dental cover
Dental illness & injury

Dental illness & injury

Our cover includes the cost of treating dental illnesses and injuries, you just need to make sure you keep up with your pets annual veterinary dental checks.
Icon of a syringe and pills, representing cancer cover.
Cancer treatments

Cancer treatments & injury

With our cover your vet can choose the most appropriate and successful treatment for the type of cancer your pet has such as surgical removal, chemotherapy, immunotherapy and radiation.
Icon of an X ray, representing diagnostic testing cover.
Diagnostic tests

Diagnostic tests

We cover the cost of MRI scans, CT scans and ultrasounds so your vet can diagnose problems quickly.
Icon of a heart with a paw in it, representing hereditary illness cover.
Hereditary conditions

Hereditary conditions

A condition that your pet has inherited or is predisposed to such as hip dysplasia. We will cover conditions that haven't shown symptoms before the start of your policy.
Icon of a laptop, representing physical and online consultation..
Physical & online consultations

Physical & online consultations

We cover the costs of telephone/video consultations as well as face to face vet consultations to give you the flexibility to choose how your pet is treated.
A pink icon of a prescription bottle and pills, representing prescription medicine
Prescription medicine

Prescription medicine

We cover medicines that have been prescribed when your pet is unwell (doesn't include routine care like fleas or worming).
Icon of a torn cushion, representing behavioural cover.
Behavioural conditions

Behavioural conditions

Including therapy and drugs for behavioural problems such as separation anxiety or reactivity. We don't set hidden limits so you can claim up to the vet fees maximum benefit.
Surgery & specialised care

Surgery & specialised care

When needed for an injury or illness, we cover the cost of surgery and specialist procedures, like chemotherapy.
Icon of a stethoscope, representing congenital conditions cover.
Congenital conditions

Congenital conditions

An illness that exists since birth but doesn’t necessarily show symptoms right away. We will cover conditions that haven't shown symptoms before the start of your policy.
Follow us

Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc.