If your cat developed an ongoing condition such as diabetes:
When choosing insurance for your cat, making sure that you have inclusive vet bills cover is vital – 98% of the claims we receive are for vet bills. However, not all cat insurance offers a broad range of cover for vet bills and there can be limits on the types of treatments you can claim for. It’s important to do your research and read the Terms and Conditions so you know what your cat is covered for.
At Petplan we cover a wide range of veterinary treatments for cats, these include but are not limited to:
Your policy will have fixed excesses that vary depending on factors such as the type of cat you have and the type of plan you choose. To see the excess you would pay it is best to get a quote, but bear in mind this could change at your renewal.
As your cat gets older we typically add a 20% excess when you claim (in addition to the fixed excess). This helps us keep premiums affordable for older cats. For Essential plans this is usually added at their 8th birthday. But don’t worry, you will be advised of this change at least a year in advance.
There are a number of factors that affect how much your cat insurance will cost, such as your cat’s age, breed and where you live. However, your premium is also influenced by increases in veterinary costs and advancements in veterinary medicine. These changing influences mean your premium will increase over the lifetime of your policy. However, Petplan will not increase your premium as a direct result of any claim you make.
Find out more about the costs of pet insurance and what can affect your premium.
Petplan has been around for more than 45 years and currently insures 1.3 million pets. That’s more than any other provider. Our years of experience mean we cover a wide range of injuries and illnesses – and we pay out on 97% of claims we receive. We also want to help owners get their pets the best care. We cover things other policies don’t and we don’t penalize customers for claiming.
We are highly rated on Trustpilot, and over 90% of our customers renew with us each year.
You can insure your cat from the time they are 6 weeks old with Petplan. Insuring your pets from as young as possible will help to ensure any new conditions are covered.
With Covered For LifeⓇ you can take out a policy before your cat reaches 10 years old. If your cat is too old for our Covered For LifeⓇ policy then don’t worry, there’s no upper age limit on Time limited which provides cover for each new condition for up to 12 months.
Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.
Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc. Fitz All Media Limited is an Appointed Representative of Pet Plan Limited.
