Essential Facts, Stats and Tips on Dog Health

A golden retriever on an examination table, looking at the camera while a vet in blue scrubs checks its ear.
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Get the facts on the most common accidents and injuries for dogs, and find out how we can help support your vet bills.

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Your dog’s long-term health can be determined by a variety of factors, including their environment, lifestyle and breed. But they can all fall victim to unexpected accidents and injuries. That’s why it’s important to know about the common incidents that can affect your pet.

In contrast to some other insurance providers in the market, our pet insurance policies cover a range of dog injuries and accidents, as well as the treatments and aftercare. It’s one of the reasons 90% of our customers renew with us each year. To help you spot when your pet needs professional veterinary care, let’s take a look at the top 6 most common dog injuries and what treatment they may need.

illustration of a dog eating a sock from a washing line, with text that reads "Claims for consuming foreign objects: £6.9 million. Petplan data, 2019"

Dogs can be incredibly clever and sensitive companions, but they’re not always good at knowing what’s safe to swallow. While some small items can pass through the digestive tract unnoticed, others can become lodged in the intestines and cause blockages, infection or tissue damage, requiring surgery.

We received internal injury claims of this nature totalling £6.9 million during 2019 alone, covering diagnostics and treatments involving X-rays, ultrasounds and anaesthesia. Operations to remove the object are invasive and they’ll need extra care at home to recover, so be sure to follow any post-surgery advice from your vet carefully.

Some dogs will eat almost anything (especially certain breeds, like Labradors), so you should be aware of what’s dangerous and what’s not. Chocolate, raisins, and human medication are all off the menu, but we all know that doesn’t always stop hungry, inquisitive pups.

Over the course of 2019 we had 9,295 claims for dogs who ate something they shouldn’t – including advent calendars and Easter eggs. Frequently dogs will tear up presents under the Christmas tree, leaving the owner scratching their head to work out what the dog has actually eaten. So, you should always be cautious about what gets left within chomping distance.

Veterinary treatment will sometimes include vomit induction – to help remove whatever they’ve eaten – fluid replacement, and likely an overnight stay at the clinic to keep an eye on them.

illustration of a dog looking at a bar of chocolate, with text that reads "9,295 claims received for ingesting poison. Petplan data, 2019"
illustration of a dog on the road, with text that reads "Claims for traffic accident injuries: £15 million. Petplan data, 2019"

Road traffic accidents can result in a range of serious injuries including fractures, lung punctures, and having skin ripped off (known as degloving). It’s incidents of this nature that explain why we paid out £15 million for injuries to pets from road traffic accident (RTA) claims in 2019 alone.

Emergency situations demand serious, costly surgeries, which can include pain relief meds, intensive care, X-rays, ultrasound, and surgical repair. Without insurance, bills can run into the thousands, and even if you have cover, some other insurers won’t include the full range of diagnostic tools that a serious or life-changing injury may need.

Our insurance covers a broad range of treatments, giving you more confidence to go ahead with the necessary tests and procedures recommended by your vet. We also provide the same cover year after year, so you can always be sure your pet will receive the best care for ongoing conditions too.

Well trained, properly socialised dogs shouldn’t fight, but there are occasions when an owner doesn’t have control and things can turn nasty. Last year, we received £1.6 million worth of vet claims which were the result of dog fights.

The most common injuries are typically to the neck, but in some cases punctured lungs, too. Treatments for dog bite injuries would likely include pain relief, anaesthesia, X-rays, ultrasound and, if needed, surgical repair.

If your pet has been attacked by another dog and is bleeding, you should keep them warm and calm, while applying light pressure to the wound until you can get to the vets. Once your dog has been treated, you may need to give them special post-surgery care, including a doughnut-shaped cone or dog t-shirt (or ‘onesie’) to stop them licking at their injuries.

illustration of a two dogs growling at each, with text that reads "Claims for fighting other dogs: £1.6 million. Petplan data, 2019"
illustration of a dog scratching its ear, with text that reads "Claims for injuries caused by foreign bodies: £2.3 million. Petplan data, 2019"

Grass seeds and other foreign objects being picked up in the ears, eyes and paw pads resulted in £2.3m worth of claims throughout 2019. Although the seeds are small, they can cause big problems if they become trapped.

You may notice your dog shaking its head a lot if there’s something stuck in the ear, or rubbing its ear along the floor, or against walls or furniture. And they’ll lick at their paws for long periods if there’s a seed irritating the skin. Dogs with longer coats or floppy ears, like Cocker Spaniels, are most likely to pick up seeds when running and playing in longer grass in the summer.

Grass seeds are not the only problem for your dog’s paws. Running over something hard or sharp can result in pad punctures, cuts, and torn claws. Injuries like these resulted in £3.3 million in claims from Petplan during 2019, with treatments including pain relief, dressings, and surgical removal of foreign bodies if required. It’s important to remember that a limp might not always be a paw injury, and could be an issue further up the leg. Again, your vet will help you to tell the difference.
illustration of a dog paw with injuries, with text that reads "Claims for wounds: £3.3 million. Petplan data, 2019"
As the statistics show, common injuries can have big consequences for your dog’s health and wellbeing. Rather than tempting fate, it’s best to be prepared with the right cover. Be sure to check the small print too, or you may find that you’ll end up paying more just for claiming. Pet health can be complicated, which is why our policies are designed to cover the unexpected. Get a quote from us today – it only takes a few simple steps.
Although dogs can’t tell you what’s wrong, they will give you some hints. If they’re in pain, you may notice a change in behaviour, a dipped head or a tucked-in tail. A loss of interest in socialising, resistant to touch in certain areas, limping, or holding up a paw when walking, could all be signs of discomfort.
Dogs can’t tell you how they feel, so if your dog has been injured the best course of action is to contact your vet. 
If your dog has broken a bone in their paw or leg, you may see them limping – but this isn’t the only reason your dog might be unsteady on their feet. With our cover, your vet will have access to a full range of diagnostic tools to determine what’s wrong, which aren’t covered by every insurer.
If your dog is in pain, the first thing to do is determine the cause. To do this, you’ll need to see a professional. In the meantime, you should keep them warm and comfortable, and make sure they have easy access to their food and water. Don’t try to treat your dog at home and certainly don’t give them human medication, as it can be poisonous for dogs. If your dog is in pain after surgery, your vet will have prescribed a special care plan to follow.
Broken bones demand surgery, X-rays, anaesthetics and aftercare, which can become very expensive. Generally speaking, bone and joint injuries will take longer to heal after surgery than soft tissue injuries. 
* All figures from Petplan data, 2019
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Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc.