Covered for Life^® Dog Insurance

Insurance is designed to cover unforeseen incidents so we don’t cover the general costs of looking after a pet such as vaccinations, spaying/neutering, worming, and flea treatments. Cover may be provided for some pre-existing conditions that occurred before the start of your policy.

Petplan has been around for more than 40 years and currently insures 1.3 million pets. That’s more than any other provider. Our years of experience mean we cover a wide range of injuries and illnesses – and we pay out on 97% of claims we receive. We also want to help owners get their pets the best care. We cover things other policies don’t and we don’t penalize customers for claiming.

We are highly rated on Trustpilot, and over 90% of our customers renew with us each year.

As accidents or illnesses can happen at any time, it’s important to be aware of the different pet insurance policies available and how they can affect you and your pet. If you wait until your pet has an accident or develops an illness, you might discover it’s hard to find pet insurance policies that cover pre-existing conditions. Find out more on when to get pet insurance and what types of cover we offer.

There are generally four main types of pet insurance available. Accident only pet insurance could be considered the cheapest but please be aware it could leave you open to vet bills if your pet develops an illness such as an allergy as 90% of our claims are for illnesses. If you’re feeling curious about other pet insurance options available, but don’t know where to start, we’ve broken them all down in an easy-to-digest way, so you can work out which type of cover is best for your pet.

You can insure your dog from the time they are 6 weeks old with Petplan. Insuring your pets from as young as possible will help to ensure any new conditions are covered.

With Covered For Life® you can take out a policy for up to 8 years old for most breeds of dogs. For certain breeds this can be up to 5 years old. If your dog is too old for our Covered For LifeⓇ policy then don’t worry, there’s no upper age limit on Time limited which provides cover for each new condition for up to 12 months.

In most cases if you're claiming for vet fees your vet can submit an eclaim on your behalf. If you check with your vet and they can’t submit an eclaim, or if you're claiming for anything else, please head to our Claims page for more information on submitting your claim.