5 common cat injuries and treatments

a cat being examined by a vet
Get the facts and stats associated with the most common cat accidents and injuries, and discover how we can help support your vet bills.

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It can be tempting to think cats can take care of themselves, but the reality is often very different. Accidents can range from slight scrapes to those requiring serious surgery, and if your cover isn’t up to scratch, then your cat could miss out on the best care.

Unlike some other insurers, our insurance policies cover treatments for common injuries and accidents, including MRIs and CTs as standard. We’ll even cover alternative therapies if your vet recommends them, with no hidden fees or limits for extra diagnostics.

For a better understanding of cat injuries and their symptoms, let’s explore the most common accidents and injuries, how to spot them, and when you should get help from a vet.

Most cats love playing with string and wool, but some will try to eat it too. In addition, some cats develop a dangerous taste for small household objects, including baby dummies or pacifiers – it seems they like the chewable texture. As these objects make their way through the body, they can cause blockages and complications. This is a particular problem with string, as it can become tangled in the digestive tract.

Throughout 2019 we paid out £816,000 in claims to remove foreign objects and cover injuries related to them, including treatment costs of anaesthesia, X-rays and cat bowel surgery or other related surgeries. These are major operations and may require hospitalisation and fluid replacement. So keep a close eye on your kitten or cat as they play, and if you notice any odd behaviour – particularly vomiting – contact your vet as soon as you can.

illustration of a cat with a ball of string, with text that reads "Claims for swallowing foreign objects: £816,000. Petplan data, 2019"
illustration of a cat with a houseplant and chemical cleaning spray with text that reads "Cats consuming poisons 799 claims. Petplan data, 2019"

Generally, cats are pretty discerning about what they put in their mouths, unlike dogs who will commonly eat whatever falls on the floor. Indeed, dog owners are much more likely to claim for poison-related incidents, as our list of most common dog injuries shows.

While some houseplants are harmful to cats, the type of poisoning that cats see regularly is ethanol glycol, which is found in antifreeze. The chemical tastes sweet to cats so they can often be found under cars lapping it up.

This is very bad news because it can cause severe kidney failure, so look out for signs of vomiting, or a prolonged change in behaviour, indicating discomfort or pain. Your vet will be able to work out what poison they have ingested and the best course of treatment.

It’s a sad fact that not all cats are street savvy and their freedom to roam can sometimes come at a cost. Many road traffic accidents can prove instantly fatal, but for the lucky ones, we paid out £2.7 million worth of claims to help support with vet fees, last year alone.

The primary injuries from these encounters are usually fractures and skin degloving. These injuries involve both the musculoskeletal system (bones and muscle) and the skin, which can be peeled back or ‘degloved’. The results can be shocking to see as an owner, and require urgent vet treatment.

Treatment can become very expensive, especially in emergency situations. Veterinary care would likely include pain relief medications, intensive care, X-rays, ultrasound, and surgical repair.

illustration of a cat on the road, with text that reads "Claims for traffic accident injuries: £2.7 million. Petplan data, 2019"
illustration of a cat licking its paw with text that reads "Claims for wounds: £1.4 million. Petplan data, 2019"

Cats can be very territorial, most commonly using paws and claws to settle disputes with their adversaries. If you suspect your cat’s been fighting with others, look out for swollen or bleeding paws. As one cat swipes at their opponent’s face, the paw can be caught in the other’s teeth.

We saw £1.4 million claims for paw, leg and tail injuries in 2019, and although paws were top of the list for fighting, tail injuries factor in too – which are unfortunately more likely the result of someone pulling on the cat’s tail. If it’s a leg injury you’re concerned about, you should look out for signs of your cat limping or meowing when touched in the area.

As well as injuries to paws and claws, cat fights can result in bites. This is particularly problematic, since their sharp points can ‘inject’ infection into the skin. Left untreated, bites and scratches can turn into abscesses, which are most common on areas of looser skin like the flank, undercarriage or scruff. These fluid-filled swellings are extremely painful and the sooner they’re checked and drained by a vet, the better. Depending on the severity, this process may require anaesthesia.

Even if your cat only sustains light injuries from a fight, your vet can help with pain relief and antibiotics to prevent infection.

illustration of two cats looking angry at each other with text that reads "Claims for fighting other cats: £1 million. Petplan data, 2019"

Accidents happen, as the figures show, so it’s best to be prepared. Our policies gives you the freedom to go ahead with the diagnostic tests and treatments recommended by your vet, safe in the knowledge that you can claim up to the vet-fee limit you have set.

In contrast to some cheaper policies, which may seem more affordable to begin with, but actually cost more in the long run, we provide the same cover year after year, so you won’t be caught out by a sudden accident. Want the best care for your pet? Get a quote today.

Any change in behaviour can be a sign that something is wrong, including vomiting, crying, hiding, unusual aggression, disorientation, excessive grooming and more. If you think something is wrong, contact a vet as soon as possible.
If you’re concerned your cat is unwell, keep them safely inside and contact your vet as soon as you’re able. Once your pet has received treatment, you’ll be given an after-care regime to follow. This could include medicine, exercise, rest or something else.
Signs of your cat being in pain could be a loss of appetite, vomiting, or a change in behaviour such as an unwillingness to socialise with people or other animals at home. If you think there’s something wrong, it’s always best to speak to your vet.
Abscesses are the result of a bite or scratch that has broken the skin and has become infected. If left untreated, abscesses will grow larger and may burst. In some serious cases, the infection can make its way to other areas of the body. Speak to your vet as soon as you can.
Surgery can run into the thousands, including pain relief, anaesthesia, X-rays, ultrasound and the surgery itself. Some policies can leave you picking up the bill, so check yours carefully to see how much you’re covered for. For a comprehensive policy that ensures the best for your pet, check out Covered For Life®.
* All figures from Petplan data, 2019
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Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc. Fitz All Media Limited is an Appointed Representative of Pet Plan Limited.