Our Third Party Dog Insurance will also cover you if your dog accidentally damages property, or if someone is killed, injured or falls ill as a result of an incident involving your dog.
If you think your household insurance covers you for Third Party Liability in the event of an incident with your dog, check the small print carefully – and keep in mind that all Petplan dog insurance policies automatically include this type of cover.
We recently paid out for a claim in which an over-protective Border Collie chased a postman from his garden. Although the Collie didn’t cause any actual injury, the postman fell over a low wall in his rush to escape and injured his back. Damages for personal injury, loss of earnings and the legal fees of both the third party and our client amounted to £60,000.
A Petplan customer was walking his Rhodesian Ridgeback, when the dog jumped up in excitement at seeing someone he knew. In the process, the Ridgeback knocked an older woman to the ground, causing her to break her wrist and hip. Damages for that claim amounted to nearly £40,000.
We are pet specialists and have an unrivaled knowledge of pet health unlike many other insurers. That's why we've designed our policies to cover as many conditions as possible, and are able to pay 97% of all the claims we receive.