We pride ourselves on the comprehensive cover we provide to help you get your pet the best veterinary care and to provide support for additional costs such as legal fees if your dog causes damage to a property for example. Our insurance is designed to help in such instances as we want to be able to provide cover that pets need. Not covered with us yet? Get a quote to see how we could help.
Pet insurance policies are as unique as pets themselves. At Petplan, we calculate your premium based on factors such as your pet’s age and breed, and where you live. What you pay will also depend on which policy you choose. Petplan has a range of options to suit different needs.
When shopping around for pet insurance, it is important to ask if you will pay more for claiming and to look at the veterinary fee cover provided. Look for long-term value rather than a short-term deal, as you will want to be able to do the best you can for your pet throughout their life.
Insurance is designed to help with unforeseen incidents, so there are some things that most policies cannot cover – such as routine health treatments and dental check-ups.
While some policies will not cover your dog for illnesses and injuries they had before you took out insurance, Petplan assesses each pet on a case-by-case basis and may be able to provide cover in some circumstances. Some policies might also restrict a dog’s cover based on their age.
To find out what you will and won’t be covered for, read our guide to common exclusions in pet insurance policies.
Unfortunately, no. Third Party Liability insurance only covers instances where someone else brings a legal claim against the pet owner. You may also not be covered if your dog causes injury to an immediate family member, someone who lives in your household, or someone you have employed to look after your dog such as a dog sitter.
Petplan offers two types of insurance for dogs: lifetime and time limited.
Lifetime insurance is the most comprehensive type of pet insurance you can buy, and our policy is called Covered For Life®. Our lifetime policy will cover your pet for ongoing illnesses and injuries, as long as you keep renewing the policy every year.
We also offer Time Limited insurance, which covers each new illness or injury for 12 months, after which time the owner will be required to pay for the rest of their pet’s treatment for that condition themselves.