How much does dog insurance cost?

There are a number of factors that affect how much insurance for your dog will cost, such as your dog’s age, breed and where you live. Our premiums are carefully calculated for each individual pet so why not get a quote and select the policy that suits your needs. Get a quote .

Will my premium increase if I make a claim?

At Petplan there is no penalty for making a claim. We want you to take your pet to the vet without worrying about the cost of your insurance, so we won’t increase your premium just because you have made a claim. Premiums do increase inline with veterinary inflation and as you pet gets older but your renewal premium is not affected by whether you have claimed or not. Different insurers have different approaches to premium increases and some provide lower initial premiums and then apply increases to help manage the cost of claims. Be aware that sometimes cheap insurance can cost you significantly more in the long run.

Pet insurance UK | Insurance for dogs, cats and rabbits

Q: When should you get pet insurance?

It doesn’t matter how old or young your beloved pet is – an accident or illness could happen at any time so it’s important to make sure you have pet insurance from the moment you take them home. If your pet suffers an injury or develops an illness before they’re insured, unfortunately that condition won’t be covered by most pet insurance policies – including ours. Read more .

Q: What type of pet insurance is right for me?

Every pet is individual and unique so we have a range of plans to suit every cat, dog and rabbit, from time-limited to lifetime policies – we even have a multi-pet discount if you have more than one furry friend. We’ve compiled a handy guide explaining the different types of policies in the market and to help you decide which best meets your needs. Read more .

Q: Why Petplan pet insurance?

Over the last 40 years, Petplan has helped millions of pets through illness and injury. Today, we’re still the UK’s favourite pet insurer, insuring over 1.3 million pets. If you are seeking pet insurance from the specialists, then look no further. Whether it’s settling a claim quickly, paying your vet directly or finding the right cover for you, we try to make insuring your pet as easy as possible. Plus, we don’t directly increase your premium because you’ve made a claim. More about us .

Our policies cover veterinary care others don’t

Physical & online consultations

We cover the costs of telephone/video consultations as well as face to face vet consultations to give you the flexibility to choose how your pet is treated.

Physical & online
consultations

Diagnostic tests

We cover the full cost of MRI scans, CT scans and Ultrasounds so your vet can diagnose problems quickly.

Diagnostic
tests

Prescription medicine

We cover medicines that have been prescribed when your pet is unwell (doesn't include routine care like fleas or worming).

Prescription
medicine

Surgery & specialised care

When needed for an injury or illness, we cover the cost of surgery and specialist procedures, like chemotherapy.

Surgery &
specialised care

Physiotherapy & recovery therapies

Along with physiotherapy, we also cover complementary treatments like acupuncture and chiropractic manipulation, plus 10 sessions of hydrotherapy for each illness and injury.

Physiotherapy &
recovery therapies

Hereditary conditions

A condition that your pet has inherited or is predisposed to such as hip dysplasia. We will cover conditions that haven't shown symptoms before the start of your policy.

Hereditary
conditions

Behavioural conditions

Including therapy and drugs for behavioural problems such as separation anxiety or reactivity. We don't set hidden limits so you can claim up to the vet fees maximum benefit.

Behavioural
conditions

Congenital conditions

An illness that exists since birth but doesn’t necessarily show symptoms right away. We will cover conditions that haven't shown symptoms before the start of your policy.

Congenital
conditions

Dental illness & injury

Our cover includes the cost of treating dental illnesses and injuries, you just need to make sure you keep up with your pets annual veterinary dental checks.

Dental illness
& injury

Cancer treatments

With our cover your vet can choose the most appropriate and successful treatment for the type of cancer your pet has such as surgical removal, chemotherapy, immunotherapy and radiation.

Cancer
treatments

Get a quote

Insurance advice from
Supervet Noel Fitzpatrick
and our team of experts

Supervet

Noel Fitzpatrick

Insurance advice from
Supervet Noel Fitzpatrick
and our team of experts

Our animals give us so much – it’s only natural we want to do the best we can for them when they need our help.

All Insurance Advice

Hidden Limits

Petplan enough”

They have been very professional in the course of the last year whilst paying our claims for our dog who has ongoing Epilepsy. They have always informed us when processing the claim and also when paying the claim direct to our vets.
Jackie Sibbick, September 2020

“We couldn’t have managed

without Petplan”

Our dog has cost over £15k for treatments and operations in his last few years and is presently suffering with 3rd stage degenerate kidney disease. Petplan has made all payments promptly and with compassion.
Colin Dixon, October 2020

Pet Insurance