Winter hazards: What pet owners need to know

Dog on owners lap in winter
As the chill of winter sets in, it's important to be mindful of the seasonal hazards that can affect our pets. At Petplan, we know there are certain conditions which can peak during the colder months. Here we discuss some key winter hazards to be aware of, based on our claims data and expert advice.

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Cat in snow

Not unlike humans, winter can be tough for pets with arthritis, as the cold often intensifies joint stiffness and pain.


In winter, senior cats with arthritis need a little extra attention to stay warm, fit, and healthy. Consider providing a heated pet pad to ease joint aches and ensure they can easily access their favourite cosy spots. For dogs, especially those with osteoarthritis or degenerative joint disease, simple home adaptations like ramps can make it easier for them to move around without risking slips and strains. Adjusting their exercise routine to include gentle walks and brain-teasing puzzles can also help keep them active without overstraining their joints.
 

Dog with owner infront of Christmas tree looking at present

Christmas is just around the corner and festive treats are filling tables across the country, but they can pose a significant risk to pets.

We have seen 49% more claims for grape and raisin poisoning than for chocolate poisoning to date in 2025. While many pet owners know chocolate is harmful, it's important to remember that grapes and raisins are also toxic. A popular feature of Christmas cake, stollen and cheese boards, these fruits can potentially causing severe kidney damage in dogs.
In 2025, we paid out over £1.9million in vet bills to treat poorly pets due to seasonal poisons like antifreeze, slug and snail pellets, onion and garlic consumption. Our advice? Instead of sneaking them leftover stuffing, opt for treats made specifically for pets or make your own festive cat treats or dog treats and take extra care to ensure your pet can enjoy the season safely.

If your pet does manage to pinch a mince pie or steal a stolen, small animal vet, Cat the Vet gives her top three tips to help. 

  1. Number one, don't try to make them sick at home, that can potentially be really dangerous.
  2. Secondly, get them to the vets as soon as you can. The less time it is in their system, the better.
  3. And finally, take the packaging with you, particularly if it is chocolate, so we know exactly how much they have eaten.

Respiratory conditions in pets can worsen in winter due to increased time indoors and cold, damp conditions. We paid nearly £350,000 in claims for respiratory illnesses during the winter of 2024 to 2025. Remember, if your pet is presenting signs of illness which is out of the ordinary, consult your vet for advice.

Petplan pay 97% of claims and will never charge you more for claiming. Plus, Petplan customers have access to our free Pet Expert Chat, where you'll be able to speak to a qualified veterinary professional 24/7. Visit My Petplan to find out more.
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Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc.