Our pricing approach that is different to most other pet insurance providers. Prices do increase every year, due to the risk of illness as pets get older and the cost of vet bills increasing over time, but you'll never pay more for claiming on your policy.

For example, if two neighbours bought a dog from the same litter – same age, breed, sex and postcode - both owners would start off paying the same price. With Petplan, if one owner claimed and the other didn’t, both owners would continue to pay the same price.

With most other pet insurance policies, the owners would start off paying the same price, but the insurer would increase the price for the owner that had made a claim.

Claims Pricing Guarantee

We guarantee that we’ll never charge you more for claiming. Your price will increase every year as your pet gets older, but with Petplan you won’t pay more for claiming. In fact, if your pet needs treatment we want you to claim. Our pricing approach is different to most other pet insurance providers, and one of the reasons why over 90% of Petplan customers renew each year.

How your premium will change

Your premium will increase every year. This is due to a number of factors, such as the greater risk of illness as your pet gets older, and the cost of vet bills increasing over time. Your premium could rise significantly but our Claims Pricing Guarantee means that we’ll never charge you more for claiming.