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Dog Insurance

We’ve made it easy to find the right type of dog insurance policy. Our lifetime cover option provides peace of mind for ongoing cover right into the old age of your pet, as long as you renew your policy annually without a break in cover. We also offer a time-limited 12 month policy.

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Helping to make your choice easier

Finding the right pet insurance policy to suit your pet and your pocket can be both confusing and time consuming. As the UK’s leading dog insurance provider we cater to the needs of all dog owners and that is reflected by our policy options: Covered For Life® and Petplan Essential.

What is Covered For Life®?

  • Our most popular plan
  • Promoted by 9 out of 10 vets
  • Covers you for treating lifetime & chronic conditions*
  • Vet’s fees of £4,000 or £7,000 with our Classic option
  • Vet fees of £12,000 with our Ultimate option
  • 90% of our customers renew
  • Additional benefits such as Third Party Liability, complimentary treatment

What is Petplan Essential?

  • A budget conscious option
  • Time limited plan
  • Designed for owners of older dogs
  • Vet fees of £3,000
  • £500 of complimentary treatment
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Our policies

12 Months

This policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12-month cover from the UK’s favourite dog insurance provider.

Covered For Life® Classic

Our most popular plan providing comprehensive Covered For Life® dog insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it’s for life.

Covered For Life® Ultimate

The most comprehensive dog insurance policy available from Petplan, this Covered For Life® plan offers first-class protection for you and your dog. It’s the ultimate in cover when nothing but the best will do.

Our Covered For Life® policies offer and are designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness such as arthritis or eczema.

Cover to help pay for the cost of veterinary treatment following an illness or injury.

£3,000
per condition for 12 months
£4,000 / £7,000
per year
£12,000
per year

Complementary Treatment covers acupuncture and homeopathy when carried out by a vet, herbal medicine when prescribed by a member of a veterinary practice, and chiropractic manipulation, hydrotherapy and osteopathy when recommended by a vet and carried out by a member of a veterinary practice or one of our accepted associations.

£500
per condition for 12 months
£1,000
per year
£2,000
per year

Up to £3million Third Party Liability cover if your dog causes accidents, injury or damages to a person or their property.

£1 million
per incident
£2 million
per incident
£3 million
per incident

Cover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an illness. This benefit is optional for Petplan Essential and Petplan Classic policies.

£1,000
per pet
(optional extra)
£1,500
per pet
(optional extra)
£2,000
per pet
(included as standard)

Cover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an injury. This benefit is optional for Petplan Essential and Petplan Classic policies.

£1,000
per pet
(optional extra)
£1,500
per pet
(optional extra)
£2,000
per pet
(included as standard)

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Don’t leave your dog without the cover they deserve, take out your policy online and receive a 10% discount today!

Excesses:

If you need to make a claim for Veterinary Fees or Complementary Treatment, you will pay an excess for the cost of treating each illness or injury. Your excess will vary on the product you choose, where you live and the breed and age of your pet. For further details, please either take out a quote, or refer to the Terms and Conditions.

Policy Benefits:

Unless otherwise indicated, the figures shown are the maximum amount that may be paid in each policy year.

Download full terms and conditions
for Petplan Essential (PDF, 750KB)

Download full terms and conditions
for Covered For Life® (PDF, 350KB)

*As long as you renew your policy annually without a break in cover