Puppy insurance

Getting a new puppy can be very exciting as well as a rewarding experience for new owners. Taking care of it like a new born baby in their first couple of years can determine the future health of the puppy as it grows up.

Compare our puppy insurance policies

Puppies just like children require regular meals, an exercise routine, routine vet checkups and a lot of training. Puppies are renowned to be mischievous in their first few new years. Therefore it’s important to get insurance for your puppy. Here at Petplan it is easy to find the right puppy insurance whether you are looking for the lifetime cover option or our time limited 12 month policy.
Covered for Life

Covered for life®

If your pet developed a long-term illness or suffered an injury, you can claim year after year for their treatment, provided you renew your policy annually without a break in cover.
Or
Time Limited

12 month cover

If your pet developed a long-term illness or suffered an injury, you can claim for their treatment for 12 months from when the problem was first noticed, but then that condition will be excluded from your policy.
Product type
Ultimate
Classic+
Classic
Essential
Vet cost up to
£12,000 per year
£7,000 per year
£4,000 per year
£3,000 per condition for 12 months
Complementary treatment
£2,000 per year
£1,000 per year
£500 per condition for 12 months
Third Party Liability
£3 millionper incident
£2 millionper incident
£1 millionper incident
Death from illness
£2,000per pet (included as standard)
£1,500per pet (optional extra)
£1,000per pet (optional extra)
Death from injury
£2,000per pet (included as standard)
£1,500per pet (optional extra)
£1,000per pet (optional extra)
Boarding fees
£2,000
£1,500
£1,000
Missing pet advertising & reward
£2,000
£1,500
£1,000
Loss by Theft or Straying
£2,000
£1,500
£1,000
Holiday Cancellation
£2,000
£1,500
£1,000
Quarantine Expenses & Loss of Documents
£1,500
£1,500
£1,000
Emergency Repatriation
£500
£500
£500
Multi-pet discount
Pet Owner Support Package
Pet Bereavement Helpline
Legal Helpline

Choose the right dog insurance policy

Not all pet insurance is the same, so finding the best policy to suit your pet and your pocket can be confusing. At Petplan, we design our policies to cover the essentials and we also provide cover for hereditary, congenital and behavioural conditions, which is reflected by our policy options: Covered For Life® and 12 month cover.

Covered for Life

What is Covered For Life® dog insurance?

There are many benefits to having pet insurance, but this is our most popular policy and is recommended by vets. Our Covered For Life® dog insurance will cover you against the ongoing costs of treating lifetime and chronic conditions.

To offer you greater flexibility, there are three different Covered For Life veterinary fee options – Classic with vet fees cover of up to £4,000 or £7,000 per year and Ultimate with up to £12,000 vet fees per year. Over 90% of our customers renew their Covered For Life® dog insurance policies each year thanks to the ongoing benefits, which are instantly refreshed at the point of renewal.

Our signature Covered For Life® policies include a number of additional benefits including Third Party Liability cover and complementary treatment, should your dog require specialist care such as hydrotherapy. If your dog goes missing, this plan will help cover the cost of advertising and reward for its safe return.

Time Limited

What is 12 month cover dog insurance?

Our 12 month cover policy is designed for owners of older dogs (which may not be eligible for a Covered For Life® policy) or those looking to insure their pet for just the essentials. 12 month cover dog insurance provides many valuable benefits and covers treatment over a 12-month period – with £3,000 of vet fees covered, including for behaviour-related issues, and £500 of complementary treatment.

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Look no further

We are pet specialists and have an unrivaled knowledge of pet health and unlike many other insurers. That's why we've designed our policies to cover as many conditions as possible, and are able to pay 97% of all the claims we receive.